Which of the following is a type of managed care plan?

Health Maintenance Organizations (HMO) are a specific type of managed care plan designed to provide a more coordinated, efficient form of healthcare delivery. HMOs typically require members to choose a primary care physician (PCP) who acts as a gatekeeper for referrals to specialists and other services. This model encourages preventive care and routine check-ups, as the focus is on keeping patients healthy and minimizing costs associated with more extensive medical interventions.

In addition, HMOs often feature lower out-of-pocket costs for members compared to other types of insurance plans, as they negotiate rates with a specific network of providers. This structure helps streamline care, improve outcomes, and manage healthcare costs effectively, hallmarks of successful managed care organizations.

The other options do not fit the definition of a managed care plan as they do not follow this model of coordinated care and cost-sharing. Health Savings Accounts and Health Reimbursement Arrangements are related to medical savings accounts and reimbursement plans rather than a structured healthcare delivery network. Fee-for-Service Plans, on the other hand, allow patients to seek care without network limitations but often lead to higher costs and less coordinated care, distinguishing them from managed care models like HMOs.